How much money do you need to start investing in the stock market?

I don’t have money!

An Excuse.

You hear from most of the people who have not started investing in the stock market. If you ask them why they are not investing in the share market. 

The number one excuse most make is that they do not have enough money to invest. 

These are the few reasons we do not invest in the stock market. 

In this article, I will show you how much money you need to invest in the stock market. 

For beginner investors, you can start with very small sums of money. Let’s say you can start with as low as ₹ 1000. 

There are many stocks whose price is less than 100 Rupees. you can buy more than 10 shares for ₹1000. 

So don’t make excuses and start investing. 

Here are some examples of what you can do with ₹ 1000 Rs. 

Image of some stock whose price is less than 100

Image of some stocks whose price is less than 200.

What do you need to start investing ? 

You need a Good Broker.

Where you can open your Demat and trading account. 

To start investing in the stock market, the number one thing that is needed is a good broker. There are many brokers out there. Finding the broker which is best for you is important. 

There are two types of brokers available in the market. 

One is Discount Broker. 

Another is a full-service broker.

A discount broker is something that is gaining popularity in the stock market.  It gives Zero brokerage in delivery( holding overnight position. )

The difference between a discount broker and a full-service broker is that a full-service broker provides you tips from time to time. And will charge some fee for that. 

A discount broker is much clearer in this. they will not provide any type of tips. 

Some of the best discount brokers in India are. Zerodha, Upstok, and 5 Paisa. 

There are many others but these are major among all and more reliable. 

I have accounts with Zerodha and Upstox. 

But among these two, if you will give me a choice to choose one. I will choose Zerodha. 

It is the best Broker in India. 


Open an account with Zerodha and you will never be disappointed. 

You can read more from their website. I don’t want to repeat that again here. 

Disclaimer: If you click here. It is my affiliate link. I will get 300 points if you open an account with this link. It will cost you nothing. The only thing you have to do is go to the site and register with your mobile number. 

Everybody starts small 

You can start investing with as low as  ₹ 1000.

But the reasonable amount of money you can start with is ₹ 10,000. It is that much amount average middle-class children can arrange. 

You can either save it or you can take it from your parents. 

Most of the time Indian parents do not give money to invest in the stock market things. So better save from your pocket money.

I started investing when I was in college. 2nd year. For the first three years, no one knew I invested in the stock market. 

I started saving my pocket money. I was in the hostel. Bills for food and accommodation are already paid. So my expenses are little to nothing. 

All the expenses were for movie tickets, food, fun, and clothes. Which I avoided for a few years. 

I put most of my money directly into my Demat account. And with this, I made my initial capital. 

I know that was not enough, but I learned a lot. 

In those years I have ample free time. In my free time, I read a lot. I learned everything I needed to learn about investing. All the basics. 

Here are Some of the Best books on investing. Let’s check it out. 

Don’t worry about money in the early days of investing

If you are just starting. Don’t worry much about money. 

Worry about learning.

Investing is something that requires lots of learning. And let me tell you it is not hard. 

There are some technicalities that you can learn easily. 

One thing that you need most is to learn to account. Not accounting that accountants use. But you have to learn accounting to read financial statements. 

And this is easy. Here is a book you can check out that can teach you much about accounting, reading financial statements. 

Book Link

If you want to know how to interpret a financial statement, comment below. I am planning to launch a course on understanding financial statements. 

Bottom line 

So, you don’t need much money to invest in the stock market. You can invest as much as it costs you to buy one share of stock. 

If the price of one stock is ₹ 100  then you need ₹100. The price of any stock is ₹ 1000 then you need ₹ 1000. It is that simple. 

Never stress too much about money. Focus more on learning. 

That is something more important. 

Shubham Pal

A student and an investor. Shubham has a passion for investing in the stock market. He loves to talk about investing, money, and the stock market. He is a follower of Warren Buffett. He loves to read personal finance and investing books.

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